Loans | Share/Savings | Certificates & IRA's
MORTGAGE RATE INFORMATION (Click Here!) - PDF
*The Annual Percentage Rate (APR) you receive is based on your credit worthiness.
Contact Dallas Vaughn at (256) 767-4700 for more details.
| Share Accounts** | Percentage Rate |
Yield |
Term |
| Regular Savings (Share) | 1.50 |
1.51 |
- |
| Christmas Club | 2.00 |
2.00 |
- |
| Vacation Club | 1.00 |
1.00 |
- |
| Money Market | 2.50 |
2.52 |
- |
**Shares, money market, vacation and IRA demand accounts are variable rate accounts. The dividend rates are determined quarterly by the Credit Union board of directors. The annual percentage yields (APY's) are accurate as of the last dividend declared date. The minimum to open a share account is $25.00 plus a $1.00 membership fee.
A balance of $200.00 is required to earn dividends.
APY=Annual Percentage Yield.
Money Market accounts require a minimum deposit of $500.00 to open
and $2500.00 to earn dividends. Withdrawals are limited to five (5) and a fee of $25.00 is charged
for excess withdrawals.
***There are no fees for establishing and maintaining an IRA savings account or an IRA share certificate at
the Credit Union. Share Certificates require a minimum deposit of $500.00. A penalty may be imposed for early withdrawal. Rates are subject to change at any time.
APY=Annual Percentage Yield.