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| Loan Application Needs Checklist | |||||
| FFCU Loan Calculator | |||||
| Current Loan Rates | |||||
| Auto Loans | |||||
| New/Used (Current yr 3 - less than 30k miles) 2023-2020 | as low as | 5.95% APR | 36 months | ||
| New/Used (Current yr 3 - less than 30k miles) 2023-2020 | as low as | 6.00% APR | 60 months | ||
| New/Used (Current yr 3 - less than 30k miles) 2023-2020 | as low as | 6.25% APR | 72 months (less than $25k) | ||
| New/Used (Current yr 3 - less than 30k miles) 2023-2020 (A-B Tiers Only) | as low as | 6.95% APR | 84 months (min $25k) | ||
| New/Used (Current yr 3 -30k miles and over) 2023-2020 | as low as | 6.50% APR | 72 months (less than $25k) | ||
| New/Used (Current yr 3 -30k miles and over) 2023-2020 (A-B Tiers Only) | as low as | 7.25% APR | 84 months (min $25k) | ||
| Used Automobile 4-6 yrs old (2019-2017) | as low as | 6.95% APR | 72 months (min $30k) | ||
| Used Automobile 4-6 yrs old (2019-2017) | as low as | 6.50% APR | 60 months (less than $30k) | ||
| Used Automobile 7-10 yrs old (2016-2013) | as low as | 7.50% APR | 48 months | ||
| Used Automobile 11-19 yrs old (2012-2004) | as low as | 7.75% APR | 36 months | ||
| Salvage Automobiles - NADA Rough Value 10 yrs and newer | as low as | 8.00% APR | 48 months | ||
| Recreational Loans | |||||
| New Motorcycle (Current yr and 3 previous yrs) | as low as | 6.75% APR | 60 months | ||
| Used Motorcycle 4-10 yrs old (2019-2013) | as low as | 7.25% APR | 48 months | ||
| Used Motorcycle 11-19 yrs old (2012-2004) | as low as | 7.49% APR | 36 months | ||
| Used Side by Side/Golf Cart 12 yrs or less (2011) | as low as | 7.49% APR | 36 months | ||
| New 4 Wheeler / Riding Lawn Mower / Lawn Equipment | as low as | 7.00% APR | 48 months | ||
| Used 4 Wheeler / Riding Lawn Mower / Lawn Equipment 12 yrs or less (2011) | as low as | 7.25% APR | 36 months | ||
| New Travel Trailer | as low as | 6.75% APR | 144 months | ||
| Used Travel Trailer 12 yrs or less (2011) | as low as | 7.00% APR | 60 months | ||
| New Motor Home | as low as | 6.75% APR | 144 months | ||
| Used Motor Home 12 yrs or less (2011) | as low as | 7.00% APR | 120 months | ||
| New Boat and Motor | as low as | 6.25% APR | 144 months | ||
| Used Boat and Motor 12 yrs or less (2011) | as low as | 8.50% APR | 72 months | ||
| New Waverunner | as low as | 6.75% APR | 60 months | ||
| Used Waverunner 12 yrs or less (2011) | as low as | 8.00% APR | 48 months | ||
| Other Loans | |||||
| Personal Unsecured / Vacation and Christmas Loans | as low as | 9.5% APR | 60 months | ||
| Short Term Cash (up to 6 months) | 28.00% APR | 23% w/ ACH DD | |||
| New Farm Tractor and Equipment (25hp to 45hp) | as low as | 7.00% APR | 60 months | ||
| New Farm Tractor and Equipment (46hp and up) | as low as | 7.50% APR | 120 months | ||
| Used Farm Tractor and Equipment (25hp to 45hp) | as low as | 7.99% APR | 60 months | ||
| Used Farm Tractor and Equipment (46 hp and up) | as low as | 8.99% APR | 60 months | ||
| Share Secure - 3% above earning rate rounded up to the next 1/2% never less than 4.00% | |||||
| Share Certificate - 3% above earning rate rounded up to the next 1/2% never less than 4.00% | |||||
| *Rates quotes are best available and subject to change. Rates may vary depending on your credit and payment terms. | |||||
| **For mortgage rates, please call a Mortgage Loan Officer at 256-767-4700. | |||||