Skip to Main Content
Login Menu

Rates

Apply for a Loan Today! FFCU Online Loan Application

Effective as of: August 9, 2022
Loan Application Needs Checklist
FFCU Loan Calculator
Current Loan Rates
Auto Loans
New/Used (Current yr 3 - less than 30k miles) 2022-2019as low as2.75% APR36 months
New/Used (Current yr 3 - less than 30k miles) 2022-2019as low as3.15% APR60 months
New/Used (Current yr 3 - less than 30k miles) 2022-2019as low as3.50% APR72 months (less than $25k)
New/Used (Current yr 3 - less than 30k miles) 2022-2019 (A-B Tiers Only)as low as3.50% APR84 months (min $25k)
New/Used (Current yr 3 -30k miles and over) 2022-2019as low as3.75% APR72 months (less than $25k)
New/Used (Current yr 3 -30k miles and over) 2022-2019 (A-B Tiers Only)as low as3.75% APR84 months (min $25k)
Used Automobile 4-6 yrs old (2018-2016)as low as4.00% APR72 months (min $30k)
Used Automobile 4-6 yrs old (2018-2016)as low as4.00% APR60 months (less than $30k)
Used Automobile 7-10 yrs old (2015-2012)as low as5.25% APR48 months
Used Automobile 11-19 yrs old (2011-2003)as low as5.50% APR36 months
Salvage Automobiles - NADA Rough Value 10 yrs and neweras low as6.25% APR48 months
 
Recreational Loans
New Motorcycle (Current yr and 3 previous yrs)as low as4.25% APR60 months
Used Motorcycle 4-10 yrs old (2018-2012)as low as5.25% APR48 months
Used Motorcycle 11-19 yrs old (2011-2003)as low as5.75% APR36 months
Used Side by Side/Golf Cart 12 yrs or less (2021-2010)as low as5.75% APR36 months
New 4 Wheeler / Riding Lawn Mower / Lawn Equipmentas low as4.25% APR48 months
Used 4 Wheeler / Riding Lawn Mower / Lawn Equipment 12 yrs or less (2021-2010)as low as5.10% APR36 months
New Travel Traileras low as5.49% APR144 months
Used Travel Trailer 12 yrs or less (2021-2010)as low as6.10% APR60 months
New Motor Homeas low as4.75% APR144 months
Used Motor Home 12 yrs or less (2021-2010)as low as6.50% APR120 months
New Boat and Motoras low as5.50% APR144 months
Used Boat and Motor 12 yrs or less (2021-2010)as low as6.50% APR72 months
New Waverunneras low as5.50% APR60 months
Used Waverunner 12 yrs or less (2021-2010)as low as8.00% APR48 months
 
Other Loans
Personal Unsecured / Vacation and Christmas Loansas low as8.99% APR60 months
Short Term Cash (up to 6 months)28.00% APR23% w/ ACH DD
Computeras low as10.00% APR
New Farm Tractor and Equipment (25hp to 45hp)as low as5.25% APR60 months
New Farm Tractor and Equipment (46hp and up)as low as6.00% APR120 months
Used Farm Tractor and Equipment (25hp to 45hp)as low as7.99% APR60 months
Used Farm Tractor and Equipment (46 hp and up)as low as8.99% APR60 months
Share Secure - 3% above earning rate rounded up to the next 1/2% never less than 4.00%
Share Certificate - 3% above earning rate rounded up to the next 1/2% never less than 4.00%
 
*Rates quotes are best available and subject to change. Rates may vary depending on your credit and payment terms.
**For mortgage rates, please call a Mortgage Loan Officer at 256-767-4700.